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Going into the year 2025, the insurance industry faces a landscape marked by complexity and uncertainty. In this summary, learn more about the top-of-mind insurance issues and what to expect in the areas of digital disruption, GenAI, reinsurance trends, emerging risks, economic trends, regulatory updates, evolving tax roles and responsibilities, and more.

The past year has ended up being far more resilient to many of the prevailing economic headwinds than we had feared it might be. The shifting consumption patterns, structurally tight labor market, and strong private sector balance sheets with debt that has been locked in at low rates have helped boost consumption and moderate inflationary pressures. As “the year of testing resiliency” came to a close, many may have wondered what to expect in 2025. In this Economic Outlook, Macro Analyst Richard de Chazal sees U.S.

The Global Risks Report is a comprehensive analysis of the most significant risks facing the world today. Designed to help understand the top risks for 2025 and over the next decade, this report provides insight into challenges and opportunities for risk leaders across industries. Developed by the World Economic Forum with support from strategic partners like Marsh McLennan, it’s considered a key resource for those who want to stay updated about the global risks and inform their strategic decisions to mitigate them.

Capturing the insights from over 900 experts worldwide, this executive summary of the 2025 Global Risks Report highlights the key findings to support decision-makers in balancing present crises and longer-term priorities.

After several years of rapid innovation in areas like 5G connectivity, artificial intelligence (AI), health tech, and more, 2025 will be the year when these strides start to bear fruit and new technology goes from potential to proven. To prepare for meeting the tech challenges ahead and claim new opportunities amid the digital disruptions, here are this year’s seven tech trends and predictions.

Since the disruption of COVID-19, organizations have had to navigate soaring inflation, a rapid increase in interest rates, and escalating global tensions that have destabilized supply chains. All around, there has been enormous pressure on organizations to adapt and move from one crisis to the next. It’s no longer an option to simply take shelter and wait for the storm to pass and rely on traditional approaches to risk management. Against this backdrop, companies have started to adapt an ‘antifragile’ approach to risk, one that seeks to find opportunities in crisis.

This report, which is rich with actionable data and insights from over 4,576 risk and human resource professionals, is your guide for a proactive, predictive, and disciplined approach to people risk management. It outlines key workforce threats under five pillars of risk—including technological change and disruption, health, well-being and safety, and benefits cost increases—facing employers worldwide and the impact they can have on your organization. Use this report to identify, prioritize, and manage the most critical people risks across your organization.

Today, digital customer experiences are table stakes. Yet, digital transformation is widely misunderstood by business leaders as being primarily focused on digitizing existing processes, moving to the cloud, or enabling scalability of the business. While this was true historically, today digital transformation requires fundamentally changing the direction of your company for future growth.

Despite cybersecurity being noted as a top priority according to PwC’s 2024 Global Digital Trust Insights survey of 3,876 business and tech executives at the largest global companies, the actual progress on improving security is sluggish, even stagnant. By making one or two bold moves to put security at the epicenter of innovation, the top companies are positioning themselves for greater productivity and faster growth as they dive into new technologies with confidence that they are well protected.