Resource Search

The high-net-worth insurance market has been defined by volatility throughout the first half of 2025 as climate-related disasters, rising claims costs and economic pressures have strained private client insurance portfolios. While large catastrophes are still impacting the market, insurance carriers are willing to consider certain risks for a higher premium.

While large catastrophes are still impacting insurance premiums, the insureds with proactive risk management strategies are being rewarded with more favorable pricing. This mitigation checklist outlines the techniques that high-valued homeowners can implement to reduce insurance costs and improve insurability in high-risk locations in the United States.

As an aircraft owner or renter, understanding the factors that influence your aircraft insurance costs is crucial. In this video, we discuss 9 key factors that insurers consider when quoting private aircraft insurance. While some of these factors may be beyond your control, knowing them can help you make informed decisions and potentially save on premiums. Watch now to learn how to manage your aircraft insurance costs.

This mid-year addendum to the 2025 Commercial Property and Casualty Market Outlook updates the insurance market trends, summarizes current market conditions, and forecasts important developments that are starting to emerge.

Nonprofits are facing increasing budget and personnel uncertainty due to both a decline in donations and threats of cuts to government funding. As a result, volunteers will become even more important in helping nonprofits fulfill their missions. However, even the most well-intentioned and qualified volunteers can expose organizations and philanthropic families to legal, financial, and reputational risks—especially if the volunteers are placed in unsuitable roles or lack proper screening, training, and supervision.

Going into the year 2025, the insurance industry faces a landscape marked by complexity and uncertainty. In this summary, learn more about the top-of-mind insurance issues and what to expect in the areas of digital disruption, GenAI, reinsurance trends, emerging risks, economic trends, regulatory updates, evolving tax roles and responsibilities, and more.

The wealthy today are more optimistic about their financial opportunities—but they are also more worried about the risks they face, recognizing that their wealth could be lost in an instant in the face of threats like catastrophic weather events, cybercrime, theft, and liability settlements. To further gauge their concerns (and changing aspirations), this Wealth Report surveyed a wide-ranging group of successful individuals.

Across the United States, coverage for homes, autos and valuable collections have increased at a double-digit pace. In states that have experienced multiple disasters, particularly Florida and California, affluent homeowners have seen premium increases of at least 20% and higher. Others must scramble to find any coverage as carriers continue to pull back—or completely tap out—from the most disaster-prone regions.

With rising property and casualty premiums and reduced insurance availability, many U.S. homeowners have either chosen to self-insure their homes or have been given no other viable choice. This trend includes an increasing number of affluent families with high-luxury homes in areas prone to wildfires, extreme weather, and other catastrophic events.