Resource Search

Posting fabulous vacation moments on Facebook—from a boat in Belize, to the top of a mountain in Chamonix—might be a fun way to share experiences with your friends, but it’s also a great way to let bad actors know your home is empty and ripe for a break-in. Similarly, broadcasting details of a college semester abroad on Instagram increases the risk of a kidnapping for ransom. With some commonsense ways, families can strengthen their digital security and help their children get smart about their social media usage.

When a company is acquired, the buyer takes on new risks and exposure. In today’s M&A marketplace, EBITDA multiples are at peak levels. With valuations so high, it’s more important than ever to manage risks—known and unknown—that could affect ultimate returns. With that in mind, there are three key risk management questions you should ask your broker before acquiring a company.

Your household employees are necessary and helpful, but they present a risk, be it from accidents, reckless behavior, or bad intentions. While there is no way to minimize the concerns entirely, establishing clear communication, crisp policies, and appropriate checks and balances can prevent, or at least decrease most issues. We’ve created a checklist of important steps to head off problems with domestic employees.

After seeing too many festivities ruined by the late arrival of tort lawyers, it’s time to pause the celebration preparation and review how to minimize the risks. Whether the planning is for a wedding, graduation party, fundraiser, or summer soiree, it’s important to prepare for what can (and often does) go wrong at celebrations and know how to mitigate the likelihood of that happening.

For most goals driven wealth management clients, meeting annual lifestyle needs is the top priority. This core lifestyle goal is funded by a dynamic asset allocation of risk-control assets within the Portfolio Reserve and risk assets, designed to protect annual lifestyle spending during times of market distress. This paper discusses its design, benefits, and the decision on when to activate it.

While major cyber incidents and data breaches at large corporations capture global headlines, middle market companies are starting to recognize that they are often the prime target for cybercriminals. With generally limited resources, middle market organizations must place a premium on awareness and benchmarking to help mitigate the threat of cybersecurity attacks and to comply with data privacy regulations.

Businesses are more likely to face an employment practices liability (EPL) claim than one related to general liability or property loss. Litigating a single EPL lawsuit typically costs between $200,000 and $300,000. But there are six strategies you can take to reduce the risk and cost of EPL claims.

Cyber security is a subject that continues to make headlining news. Because every business is at risk of a cyberattack, it’s important to know what types of threats your business could be subject to and understand the techniques you can implement to help prevent attacks from happening.

Defending an employment practices liability (EPL) claim can easily take a year’s time, consume large amounts of money and resources, and distract from normal business operations. But these business claims are prevalent, even for employers who are dedicated to healthy and helpful employee relations. The fact is your business is three times more likely to face an EPL lawsuit than it is to experience a fire. Learn how an EPL insurance coverage can help your business and bottom line.