Cybersecurity is a risk for children and adults alike. If you’re online, you’re visible around the world—and with more than 10 billion internet-connected devices, opportunities for hackers abound. Learn how to protect your family from identity theft and cyberattacks at home and while traveling. By knowing what to look for, you can dramatically reduce the risk of a cyberattack.
Insurance Planning and Coverage
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One of the most important, yet most forgotten, parts of estate planning is keeping track of who will benefit from those assets, including life insurance, which are not governed by your will. Providing for your family includes knowing which types of assets are not governed by your will; ensuring your assets are going to where you want them to go; and keeping your beneficiary designations updated.
Whether you’re building a new home, rebuilding after a loss, or completing a significant renovation, adhering to best practices—including creating defensible space—can greatly increase a home’s ability to withstand a wildfire.
Based on decades of firsthand experience, the Hurricane Protection Unit of AIG provides insights and lessons learned from the front lines to help enhance your home’s resiliency in the event of a major storm.
Although water damage is the most frequent cause of loss to luxury homes, most people don’t appreciate the specific impact it could have on them—and therefore don’t take proactive steps to avoid it. By anticipating and dispelling water damage assumptions and the myths up front, you can sidestep costly losses in the future.
Experience has shown that many families of wealth unwittingly outgrow their coverage and can be severely under-protected. To help assess the insurance choices available, there are factors to consider when evaluating an insurance advisor and uncovering the right insurance resource.
Collecting can be an enjoyable hobby, an educational pursuit, or even a financial investment. So how do you look after a collection now that you’ve assembled one? While every collection is unique and has its own specific needs, you can take some simple loss prevention steps—including tips on shipping art and other valuables—to help protect yours from loss or damage.
When surveying the top causes of home damage that might lead to an insurance claim, water damage is the second highest frequency claim category (after wind and hail).
The best time to install protective devices or materials in your home is during a renovation, addition, or new construction. Consider the following recommendations early in your planning stages to increase safety, lessen the likelihood of damage, and help minimize installation costs. Some proactive measures may even result in savings on your homeowners insurance premium.
The best time to prepare your home for the cold weather, snowfall, ice accumulation, and storms is before winter sets in. For added protection, recommended tips are provided to help you get a head start.