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A credit freeze is a free mechanism that allows you to restrict access to your credit report. Although there are limits to a credit freeze, it will generally prevent thieves from opening new accounts in your name because most creditors require a credit report before extending you credit. Learn how to initiate a credit freeze and restrict access to your credit report from future creditors.

When an unforeseeable or disruptive event occurs—such as the COVID-19 pandemic—the transaction parties must look back at their real estate agreements and reassess their standing, rights, remedies, recourse, and relationships. To ensure good business judgment, the review on the provisions of your real estate contracts should include addressing the three common questions asked.

One question that is often asked when working with family offices is “What are families like mine doing”? The interest in the answers is even greater during periods of crisis, such as the COVID-19 pandemic. Some of the world’s best investors and wealth stewards share their thoughts and insights into the unique challenges facing family offices, including investment management and opportunities, tax and estate planning, responsible investing and philanthropy, and governance and operations.

Family business leaders face unique challenges during this global pandemic. In addition to the health and economic factors facing all businesses today, many family business leaders have close personal ties to their employees and communities, some going back for generations. Family business leaders can use this time to enhance communication and education within the family system, reinforce their family values, strengthen business resilience, and offer support to employees and their communities.

As the COVID-19 crisis has unfolded, our global health, economic, and market systems have been severely tested in a very short span of time. Even as we find ourselves in the midst of the implications, many thoughts are already geared toward what happens next … after the worst of this season’s coronavirus spread is under control. This report makes observations on the current situation and takes a look at what the possibilities of a “new normal” might look like, including summaries of key events and market volatility update.

As states, localities, and health officials begin to set parameters around reopening businesses, bringing your people back onsite successfully won’t be as simple as flipping a switch. Every company is unique. But each company faces the same concerns: where to begin, how to keep people protected, when to communicate, and what’s the right way to move forward. The challenge is complex, but there is a framework for moving forward. It starts with asking the right questions and considering the options and regulations around a return to work policy.

The COVID-19 pandemic has had swift and severe effects on the U.S. by devastating the stock market and halting the broader economy. However, given the indicators of instability that had previously existed, an optimist may argue that the virus simply expedited a previously foreseen economic downturn and a recession-induced bear market. Undoubtedly this is an event-driven downturn that has a few wildcards in uncharted territory. The resiliency of the U.S. economy and efficiencies of the global economy will be challenged.

A new normal has emerged out of the COVID-19 pandemic, particularly for business owners who are ready to reopen. With each operation unique in its needs, reopening can feel both invigorating and overwhelming. A list of resources are provided here to help you move forward confidently. Not only is this a time to restart and rebuild, it’s a moment in your business’ history when you can reimagine all that can be.

An increasing number of state legislatures have proposed bills addressing insurance companies coverage of “business interruption” insurance, which is typically applicable only to losses resulting from physical damage to property such as that caused by a fire or earthquake, and generally inapplicable to losses caused by viral or bacterial pandemics.

A side effect of the new normal created by social distancing due to the Coronavirus pandemic is the inability for clients and advisers to come together in the same room to discuss, plan, and execute on their estate planning objectives. However through modern technology, these discussions can still occur in virtual spaces, and pursuant to an executive order signed by New York Governor Andrew Cuomo, notaries can also work digitally. We review the provisions of the order and alternative ways to continue estate planning under shelter-in-place orders.