Spencer Culp is an attorney licensed in New Hampshire and Massachusetts.  He has been with the New Hampshire Banking Department since 2012 as the banking division hearings examiner.  In that position he has served as a consumer protection investigator and prosecutor for complaints against banks, credit unions, and non-depository trust companies.  The bulk of his work, however, has consisted of regulatory review of institution transactions and providing legal advice to the Department.  Since 2013, he has focused increasingly on non-depository trust companies.  He currently serves on a stakeholders’ working group recodifying New Hampshire’s banking and trust laws and the Non-Depository Trust Working Group of the Conference of State Bank Supervisors.  Spencer was previously an attorney at the New Hampshire Office of the Attorney General.  There, he represented and counseled state agencies and professional licensing boards on multiple matters including contract disputes, employment law, investigations, and administrative adjudications.  He also defended state agencies and employees in state and federal court.  He is a magna cum laude graduate of the University of the New Hampshire School of Law.

 

Albert Forkner was selected to head the Wyoming Division of Banking as State Banking Commissioner in April 2012.  In this role Forkner is responsible for the supervision and regulation of all state-chartered banks, independent trust companies, and licensed non-depository financial entities operating in Wyoming.

 

Forkner has over 17 years with the Wyoming Division of Banking.  Prior to serving as commissioner, Forkner was the assistant banking commissioner at the Division, a position he held for four years.  His experience also includes senior bank examiner and chief examiner at the Division, a bank examiner for the Federal Deposit Insurance Corporation, and a commercial and real estate loan officer.  He currently serves on the executive committee of the board of directors for the Conference of State Bank Supervisors.  

 

Forkner received a Bachelor of Science Degree in Economics from the University of Wyoming and he is a graduate of Cannon Financial Institute and the Graduate School of Banking at Colorado.

 

Hartley’s clients include institutional and individual trustees, family offices, and beneficiaries in all stages of life seeking to identify—and then achieve—positive possibilities in the relationship between trustee and beneficiary. He is co-author of Family Trusts-A Guide for Beneficiaries, Trustees, Trust Protectors and Trust Creators (Bloomberg 2016), and TrustWorthy-New Angles on Trusts from Beneficiaries and Trustees (Trustscape 2012), and a popular speaker about flourishing “trustscapes.”

 

Greg Gonzales is the 18th commissioner of the Tennessee Department of Financial Institutions, who began serving in this role in 2005, and was reappointed by Governor Bill Haslam. He has served in the department since 1986. In this position, Gonzales serves as Tennessee’s chief regulatory officer of all state-chartered depository and licensed non-depository financial institutions.  Additionally, he has served as assistant commissioner and general counsel for the department. 

 

Gonzales is a past Chairman of the Conference of State Bank Supervisors (CSBS), which is the professional organization of state banking commissioners in the United States. Commissioner Gonzales, for a number of years, served as a member of the Board of Directors of the Money Transmitter Regulators Association (MTRA), an organization of a majority of the states that regulate funds transfer companies. He served on the U.S. Treasury’s Bank Secrecy Act Advisory Group. Commissioner Gonzales currently serves on the Board of Directors of the Tennessee Financial Literacy Commission. Gonzales also currently serves on a national task force studying how new technologies are affecting the U.S. payment systems.

 

 

Ryan M. Harding is a partner in the law firm of McDermott Will & Emery LLP and is based in the Firm’s Chicago office.Ryan focuses his practice on tax, estate planning, and family and closely held business governance and succession issues.  He also regularly advises family offices on a wide range of business, corporate, real estate and tax matters.  Ryan frequently represents clients on complex estate administration and sophisticated wealth transfer planning as well as the formation and operation of private trust companies.

 

Ryan is active in the Firm’s Estate, Trust and Guardianship Controversy group, and he often appears in court on behalf of clients for probate, estate, trust and guardianship administration.  He also has successfully represented taxpayers on contested tax matters through audits, administrative appeals and litigation.  In the fall of 2009, Ryan appeared before the Illinois Supreme Court to argue a case regarding the application of the Illinois state death tax  

 

 

Mr. Hughes, a resident of Aspen, Colorado, is the author of Family Wealth: Keeping It in the Family, and of Family – The Compact Among Generations, both published by Bloomberg Press and is the co-author, with Susan Massenzio and Keith Whitaker, of The Cycle of the Gift: Family Wealth and Wisdom and The Voice of the Rising Generation, both published by John Wiley & Sons and is a co-author with Hartley Goldstone and Keith Whitaker of a book to be published by Wiley in the Fall of 2015 entitled A Guide to Trustees, Beneficiaries, Advisors and Protectors". In addition, he has written numerous articles on family governance and wealth preservation and a series of Reflections which can be found on his website jamesehughes.com. He was the founder of a law partnership in New York City specializing in the representation of private clients throughout the world and is now retired from the active practice of law. He is a frequent lecturer for and member of the Purposeful Planning Institute. He is also an early member of the Family Firm Institute and is now a Fellow and has lectured for them at a number of their annual gatherings. He has served as a member of PhD candidate committee seeking a PhD in family Enterprise at Drexel University. He has spoken frequently at numerous international and domestic symposia on the avoidance of the shirtsleeves to shirtsleeves proverb and the growth of families’ human, intellectual, social, spiritual and financial capitals toward their families’ flourishing. He has authored various Forwards to multiple published works and has been cited in the New York Times, the Wall Street Journal and various professional journals. He is an advisor to the Kai Feng Family Heritage Institute located at Tsinghua University in Beijing, China whose mission is to bring to Chinese families the Globe's knowledge on how to nurture the growth of great families.

 

Richard Johnson is a tax partner with the law firm Waller Lansden Dortch & Davis, LLP. For nearly 30 years, large family-owned and closely held businesses, high net worth individuals, family offices, and tax-exempt organizations have relied on Richard for practical tax, business, and estate and trust planning solutions. Richard formed the first private trust company under Tennessee law and has been responsible for forming or served as local counsel for more than half of Tennessee's private trust companies. He drafted new legislation updating Tennessee’s private trust company law, which greatly expanded the definition of a private trust company. 

 

Richard served as chairman of Tennessee’s Nonprofit Act Revision Committee and as a member of Tennessee’s Limited Liability Act Revision Committee.  

 

Richard earned his J.D., with honors, from the University of Tennessee College of Law in 1986 and his LL.M. in Taxation from the University of Florida in 1987. He earned a B.A., cum laude, in Accounting from the University of Mississippi in 1983. Richard is a Fellow in the American College of Trusts and Estates Counsel and the former chairman of the tax section of the Tennessee Bar Association.

 

Kim T. Kusilek is Chief Financial Officer of HRK Group, Inc. (HRK) and HRK Trust Company (HTC), entities created by members of the Andersen Window Family.  She is also a Managing Partner of the Family’s investment partnerships.  HRK provides integrated financial services to nineteen fourth through sixth generation family members and manages 37 long-term generation-skipping trusts, two privately held corporations, one private foundation, and two investment partnerships.  Kim’s primary responsibilities are to organize and execute the Financial Services for each family member, which includes tax planning and compliance, financial reporting, investment accounting and measurement, and insurance.  In addition, she acts as an advocate for all family members in working to achieve their mission of being “Good Stewards with a Generous Spirit”.