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Businesses worldwide are increasingly using social media networks to advertise and communicate with potential customers and constituents. Regardless of whether a business is using social media, its employees certainly are. Here are four reasons to establish rules for how employees use social media sites.

Philanthropically minded families are vulnerable to the misuse of the personal financial information contained in mandatory filings that become public. However, these families are not defenseless; by following the best practices in this paper, they can greatly reduce the likelihood of being victimized.

A well designed absolute return portfolio should not encounter the frequency or magnitude of declines associated with volatile growth portfolios. The absence of large losses is the hidden strength of the approach, acting as a strong suppressant to investors' inherent fear biases, which, in turn, allows for a more consistent compounding of wealth ov...

Researchers examine 50 years of historical S&P 500 Index data and compare the actual tail risk frequency and magnitude to the expectations of a typical investor operating under modern portfolio theory. The difference between the two is surprising, and it suggests that investors have significantly underestimated tail risk frequency and severity.

In light of the current environment, it is easy to lose sight of the proven policyholder protections that the life insurance industry continues to provide, including regulatory and third-party oversight, as well as mechanisms to support policyholders of troubled companies.

Policy owners must avoid projecting today's economic environment forward for an extended period, causing them to choose products that lock in long-term mortality and interest rates. Such a move not only virtually ensures long-term underperformance but also sacrifices the flexibility necessary to take advantage of conditions as they change.

The thought of ground trembling strikes fear in many people, but with the proper attention and preparation these concerns and the potential negative fi nancial impact to you and your assets can be lessened. If you own property in earthquake country, you are at risk for loss. However, good risk-management techniques, initiated prior to an event, su...

Advisors attempting to obtain large blocks of insurance death benefit on behalf of ultra net worth clients will quickly find that there is a frustrating lack of death benefit capacity within the life insurance industry.

This report gives a comprehensive overview of life settlements, comprised of sections on identifying opportunities for life settlements, qualifying opportunities, collecting information and compiling data, negotiation and policy pricing, and closing process.

The case of Agbaje v Agbaje is the first time the justices of the Supreme Court (formerly the House of Lords) have been asked to consider under Part III of the Matrimonial and Family Proceedings Act 1984 the circumstances in which a spouse may seek an additional financial award in England where the divorce has been concluded elsewhere. In the light...

A consumer guide that provides basic training for navigating the healthcare system. To get the best care, consumers must be active partners in their care. The enormous growth and complexity of the healthcare system is one of the key drivers. Patients can no longer rely on their health providers to know every surgical or pharmacological solution.

Many affluent families are willing to spend significant amounts on out of pocket medical expenditures but want to maintain good protection from catastrophic medical expenditures. All families today need to plan for adequate coverage, especially when serious illness is diagnosed or when individuals face transitions which affect their coverage like ...

While flawed thinking about risk can cause consumers to make decisions they like at the time, they may end up with poorer health prospects and more financial risk than if they had followed a model known as "expected utility maximization," according to Mark V. Pauly, Wharton professor of health care.

As a collector of fine art, you are more than just the owner of your valuable items – you're also the caretaker. Purchasing valuable articles coverage is one of the best ways to help protect your investment. However, there are several preventative and maintenance steps you should take to both properly care for and help prevent damage or loss to you...

Researchers tested the effectiveness of life insurance's investment characteristics in three estate scenarios under a Monte Carlo analysis involving three different investment portfolios. Their results show life insurance creates more wealth regardless of when death occurs for even the most liquid, well planned estate.