Family Offices Clear One More Regulatory Hurdle

Family Offices Clear One More Regulatory Hurdle

Date:
Dec 8, 2014
A third shoe has fallen.  Family offices have now cleared three hurdles in the regulatory actions considered as a result of the Dodd-Frank repeal of the SEC’s old system for exempting family offices from regulation.  The first was the ruling that family offices, meeting certain conditions, do not have to register as investment advisors with the SEC.  Previously, the policy had been that family offices serving 15 or fewer families would be exempt.  The numerical exemption was replaced in 2011 by a set of three conditions, namely, that the family office must be a company that: 
(1) has no clients other than family clients;
(2) is wholly owned by family clients and exclusively controlled (directly or indirectly) by one or more family members and/or family entities; and
(3) does not hold itself out to public as an investment advisor
 
Subsequently, the U.S. Commodity Futures Trading Commission (CFTC)  in November, 2012, exempted family offices  fitting the above definition from registration as a commodity pool operator “CPO”. This relief was granted on the basis that “Family offices are not operations of the type and nature that warrant regulatory oversight by the Commission and that a family office is comprised of participants with close relationships, [and have] a direct relationship between the clients and the advisor.”
 
On November 5, 2014, the Director of the Division of Swap Dealer and Intermediary Oversight issued a ”no-action relief letter” stating that family offices would be exempt from registration as a commodity trading advisor (CTA) as well, based on the same reasoning as the earlier CPO letter.  The relief is not automatic, however.  Family offices must file a claim electing the relief.  Specifically, the claim of no-action relief must:
(1) State the name, main business address, and main business telephone number of the
Family Office claiming the relief;
(2) State the capacity (i.e., CTA) and, where applicable, the name of the pool(s), for which
the claim is being filed;
(3) Be electronically signed by the Family Office; and
(4) Be filed with the Division using the email address dsionoaction@cftc.gov with the subject line “Family Office CTA Relief.” 
 
No deadline was listed for filing the exemption claim.
 
Thanks to Perkins Coie, Sidley Austin,  the Private Investor Coalition, and the CFTC  for materials used in preparing this blog.